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One of the latest entrants in the EV two-wheeler market, the Hero Vida was launched in 2022. A brand that needs no introduction, Hero launched Vida with the aim to completely change the EV two-wheeler sector. One of the highly efficient electric scooters that you can find in the market today, the Hero Vida comes with features such as:
Due to the delicate nature of the build of this scooter, any damage or loss can financially set you back. Thus, you must get proper financial coverage for your Hero Vida. This can be done by purchasing Hero Vida electric insurance when you purchase your scooter. You are financially compensated for damages or losses that could arise due to accidents, calamities, fire or even theft.
The types of plans you can buy for your Hero Vida electric scooter fall into two main categories. These are
Of these, third party liability insurance for hero vida electric scooters protects you from financial liability in the event of an accident and injury to another person or their vehicle. So, whether you have an electric vehicle or a conventional fuel vehicle, you should at least have third party liability Hero Vida insurance.
On the other hand, comprehensive insurance for Hero Vida electric scooters is a more comprehensive type of insurance. Comprehensive insurance for Hero Vida electric scooters offers third party liability coverage as well as other coverages such as personal compensation coverage, personal accident coverage, etc. You may not be legally mandated to be covered under Hero Vida electric scooter insurance, but it may be useful to do so. This allows you to be more financially protected.
Please note that the inclusion of the comprehensive Hero Vida scooter insurance plan depends on what the insurance company offers and the details of the insurance that you, the policyholder, can choose. If you have a Hero Vida electric scooter, check your insurance policy details. Just as you need to be careful about what your policy covers, you need to be careful about exclusions.
Add-ons are a way to increase your insurance for Hero Vida electric scooter. Common add-ons are:
These add-ons cannot be included in your plan if you have only purchased third-party Hero Vida insurance. If you want these additional covers for your Hero Vida e-bike, you must purchase comprehensive Hero Vida electric scooter insurance.
Here are the reasons why you should choose Bajaj Allianz General Insurance, Hero Vida Insurance or any other e-bike or electric car insurance.
You can start the electric bike insurance claim process by choosing different methods provided by your insurance company.
The most common ways to file a claim are:
Hero Vida insurance third party claims can be handled through an email channel dedicated to third-party liability claims.
The process of filing an e-bike insurance case is similar to filing an electric car insurance claim.
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Yes, it is mandatory to have at least third-party liability insurance for your electric bike as per the Indian Motor Vehicles Act, 1988. This insurance covers damages or injuries caused to a third-party person or property by your bike.
There are mainly two types of insurance policies available for electric bikes: Third-party liability insurance and Comprehensive insurance. Third-party liability insurance covers damages or injuries caused to a third-party person or property, whereas comprehensive insurance provides wider coverage, including damage to your own vehicle, theft, and personal accident cover.
You can purchase insurance for your electric bike either online or offline. Many insurance providers have online portals where you can purchase and renew policies by providing your vehicle details, personal information and making payment online. Alternatively, you can visit a local insurance provider's office to purchase the insurance policy.
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